So, How much can you possibly earn with Yuwie? We can’t say exactly, but here’s an example of what could happen. The chart below assumes you refer 3 people, and those 3 people refer 3, then those refer 3, through 10 levels, and each referral gets 1000 page views for the month, and the month’s RSR is $0.50

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Social Commerce is business via social channels.  In order facilitate instant Person to Person transactions in a social setting, financial tools and applications in what we call ‘SelfBank‘ will serve as extensions to your social activities and allow you to empower  your ‘HALO’, your circle of influence.  Your Halo is your social network around you, with you in the center as the ‘Aura’.  Cities and villages of today, cities like Chicago, New York, Toronto, London, Paris, Tokyo, etc,  have been built with what is referred to as ‘Concentric Rings’ and now with the power of the digital age with INTERNET and mobile communications, new digital communities are being built, hence the birth of what we call Social Commerce.

This is why The SelfBanking and Financial Intelligence Group Inc.  has developed  a social mobile-commerce platform, a M-Commerce Social Utility called SelfBank, P2P, for the people and by the people, designed  for a global audience, anywhere and everywhere you may be, your very own SelfBank!

SelfBank is a revolutionary approach to common banking and payment practices, which is a new era in financial intelligence, the world’s first banking platform that is truly personal and social. It is the cutting edge of technology and SelfBank Mobile is the first to integrate your mobile phone, social networking, loyalty, and social entrepreneurship into a banking and payment platform.

“Welcome to the Future… Today!” It’s here, in the palm of your hands! At SelfBank we have created 2 levels of SelfBank accounts which we like to call Mi Accounts (Mobile Intelligence Accounts).

Much like your traditional bank accounts, we provide a simple registration process to link your mobile phone to our platform and activate your SelfBank Mi Account and related services. Once assigned an account, much like your registration for a bank account, you will receive a unique secured identity on our platform, which will be self-directed by you, using a unique PIN number (much like your regular bank or credit cards). The difference is that you can input all of your bank accounts and credit/debit cards (Visa, Master Card, Amex etc…) to your unique SelfBank Mi Account. The SelfBank “magic” begins when you can access any and all of your accounts on your mobile phone, whether you want to make a purchase at your favourite store, transfer funds between accounts, pay bills, send a money transfers to a friend, transact a business deal or even receive your pay check. It’s all self-directed by you, when you want, wherever you want, and how you wish. You’re in control with SelfBank. The options are limitless! Put the Credit Cards Away! Leave Your Wallet at Home and Take Your Money Mobile!

SelfBank Mi Account Features Highlighted:

* Mobile Banking and Payment Solution.
* Designed for “banked” and “un-banked” mobile phone users worldwide.
* SelfBank Mi Accounts are hardware, carrier and bank independent. All you need is a mobile phone or
PDA that can send a basic text message (SMS) and or access the Internet (WAP).
* Gives you the ability to buy items using you mobile phone or PDA (SMS/WAP).
* Also gives you the ability to make bill payments, P2P Transfers, and process payments.
* You can link your current bank accounts and credit/debit cards for fast and convenient loading of your
SelfBank Mi Account.
* You can also load your SelfBank Mi Account at participating merchants, for cash only deposits
(will limitations and restrictions depending on region).
* No credit? No problem! Everyone is pre-approved!
* SelfBank Mobile is faster, easier and more secure form of payment. No financial data is stored on your
phone, is a PIN based system, and uses a 128/256 bit encryption .
* No account fee, monthly fee, or transaction fee when making a purchase (using m-commerce).
* Real time payments & depositing (using m-commerce).
* Built-in consumer loyalty program called SelfBank Rewards Club. Receive real “Cash Back Rewards” on
every purchase (Avg. 1%) and earn “Cash Advance Rewards” by inviting all your friends, family and
neighbors to do the same ($100 in Benjamin’s for each referral)!
* Send money to family and friends at a fraction of the normal cost (cross border)!
* SelfBank Mi Account is also a social utility, as in can link into social networks (Facebook, Hi5
applications etc…) etc…, so that you can literally buy and sell items right off your user profile.
* All users and merchants will have the ability to donate a percentage (%) of their “Cash Back” rewards
dollars to a foundation or charity of their choice.
* Every SelfBank Mobile customer is also a SBM Affiliate. Profit from all the purchases made by all your referred Users! Profit from all the processing of payments done by your referred merchants!
* You can leave your wallet at home and take your money mobile!

Safe and Secure

Did you know! It takes just 24 minutes to realize your mobile phone is lost or stolen, where as it can take up to 36 hours to realize your wallet and credit cards are lost or stolen.

Now you can bank safe, by using a SelfBank mobile phone Mi Account. This gives you the highest level of security EVER!

Your SelfBank Mi account is supported by 256 bit encryption protocol, which is twice as high as what is accepted with institutional banking security available globally.

Using your mobile phone as your wallet provides a 5 layer deep security advantage above and beyond traditional credit and debit secured procedures.

* Your SelfBank Mi Account data is never stored on your mobile phone
* A 4 to 5 digit pin is required to access your mobile Mi Account(s) much like your bank. Data is always secured within our encrypted institutional gateway servers
* Each mobile transaction is unique and varied through WAP and SMS digital codex, which closes after confirmation is approved
* No longer are you using 3rd party POS payment terminals and physical input of information that could be used for identity theft.
* Each transaction has a beginning and end account process, where theft is impossible as the end delivery of funds is specified to an end users account. No cash can be stolen through a mobile phone

Smart

Smart is right! Why are we bound by the physical needs of a bank location, ATM machines, merchant processor accounts and plastic for that matter to conduct all banking and business needs?

The future today is in the palm of your hand. You can now become a walking virtual storefront, transact business and not be bound by hardwire or PC; your mobile phone makes sense when you’re on the go! Anywhere and anytime you can send, buy, and pay online wirelessly to anyone, anywhere. SelfBank makes it your bank!

Smart phones are paving the way to seamless interactions with your friends, business networks and any transaction needs. Why not conduct all your banking requirements into one simple 1,2,3 payments and process option. Its social commerce 101, you think of it! SelfBank! Your bank will make it happen!

Simple

SelfBank mobile Mi accounts make transacting Easy!, by subscribing to one of our SelfBank Mi accounts, you can now load all your banks, credit cards and business accounts into one simple mobile interface, right on your phone!

You’re a walking bank! If you’re in business or thinking about it, you no longer need long and tedious banking applications to accept payments, a Mi-Biz merchant account opens a world of global possibilities. You’re a walking storefront.

As a consumer you can make payments, transfer funds to and from any of your accounts immediately. Need to pay a bill, pay-buy-mobile is the simple interface of paying, buying and transferring funds to friends, merchants and retailers in an easy 1,2,3 step process. No need to wait for banking hours, ATMs or costly fees to transfer and move your money. It’s all here in your SelfBank Mi account mobile wallet!

Social

At SelfBank we are revolutionizing the online payments and retail proposition.

If you are online and using any online social engine, you can now buy and sell goods through a SelfBank storefront, which provides immediate payment verification and makes you the merchant processor. You can have a Mi-Biz account and transact person 2 person or business, without a 3rd party payment vehicle, as your account is personal and social to you!

At SelfBank we are merely here to provide a gateway to your daily banking and financial needs. Why work within constricted banking procedures, when you can do social commerce on your time. Make it your own! Our gateways are intuitive to your customized business and personal needs. You think of it! And SelfBank can make it happen!

Take the time to use our mobile summits to learn and educate yourself on the endless possibilities of banking, marketing and building your own SelfBank Mi-Biz and Mi account options.

EBay, Facebook, Craigslist can now become simple self controlled commerce opportunities Right Now! person 2 person

Convenient

Never before have had we such potential to make use of social commerce. As we see that banks traditional business models are struggling. At SelfBank we believe the future is a new social banking idea! The convenience of being your own bank with unlimited connectivity to a global marketplace and enabling you the individual to create an unlimited amount of possibilities through socialpreneurism.

We should after all be in control our destinies. Tradition is dated; we have shown that the world voice in social networking is the future and should not be bound by borders and cultures. Make it your bank SelfBank the possibilities are endless where

Convenience meets your wallet it just makes sense!

Unlimited Possibilities

The sky’s the limit! When considering SelfBank Mi accounts for your everyday banking and business transaction needs.

Never before have you being able to take banking social and personal. You are now in control of every facet of your private and business needs.

You may be an online virtual storefront, now with 24 hour mobile connectivity, no need to apply for any traditional processor commerce gateways. You may be a traditional physical ‘brick and mortar’ storefront, large or small. The bounds of your ideas are only limited by your ability to think of it. Say goodbye to high merchant interchange fees and silly, clumsy POS equipment, and long drawn out application procedures and now your business is connected instantly to the world, both online, offline, and wirelessly, through the world’s first M-Commerce Social Utility gateway, now people can buy from you without even being in your store!

You are connected to all your accounts in the palm of your hand, monetize it! Make it social, and tell all your friends and family about it. It’s truly a revolutionary paradigm

That puts the control back into your hands! Take time to educate yourself through our mobile summits, we will take you through an endless world of possibilities of mobile commerce and the future today is here! SelfBank is your bank.

A SelfBank Mobile Account has all the features as one would expect of a regular bank account and much more. Unlike other platforms that are emerging on the marketplace, SBM does not require special software or hardware and can work on any phone or carrier and POS system. It allows you to use your mobile phone in the same fashion as a debit or credit card and make purchase at the point of sale and make purchases and banking transactions.It also integrates into the major social networks like FaceBook and MySpace and also provides merchant account capabilities that are built in and can be accessed instantly by simply upgrading from a user account to a merchant account. Some of the main benefits for users are:

1 – Buy items using your mobile phone or PDA.
2 – Send Money to family and friends fast, easy and securely using your mobile phone or PDA at a fraction of the normal cost.
3 – No credit? No problem. Everyone is pre-approved for a SelfBank User Account.
4 – All you need is a mobile phone or PDA that can send text messages (SMS) or access the Internet (WAP).
5 – Pay ZERO transaction fees when makes purchases using M-Commerce.
6 – Receive cash back on all your purchases made at participating SelfBank Rewards Club Merchants.
7 – Refer all your family and friends to SelfBank Mobile and get cash bonuses. Refer to the SelfBank Mobile User Affiliate Program for more details.

Some of the main benefits for Merchants are:

-Attracts new customers from our membership base.
-Gives your business a competitive edge over others who do not accept it.
-Pre-register now to be amongst the first merchants to accept M-Commerce payments in your area and get a guaranteed interchange rate of 1.5%, as low as 0.5%.
-100% Zero chargeback guaranteed!!! (Using M-Commerce).
-Real time payment & depositing (Using M-Commerce).
-Everyone is pre-approved for a SelfBank Mobile Merchant Account.

-Helps with customer retention. Making your customer feel privileged.
-Rewarding a customer with cash back incentive (% discount) stimulates larger purchases and repeat purchasing.
-Current customers will start referring other potential customers, for their own personal gain. Refer to our affiliate program for more details.
-Enjoy an enhanced and inexpensive consumer loyalty program.  Unlike traditional programs like Air miles or Aeroplan, you do not need to pre-purchase points, miles or products like toasters. The more your customers use the program, the less expensive it is.
-Start advertising to our current consumer base for FREE, since your term doesn’t start until our full consumer launch.
-Participate in the SelfBank Mobile Affiliate Program by referring other Merchants and Users to the program. You can also start earning Equity and Net Profit Sharing within our company. Profit from all the purchases made by your Referred Users, even when they shop at other Merchants, even your competitors. We also allow our participating Merchants to sell other SelfBank Mobile & Rewards approved products and services at their locations. Refer to our SelfBank Mobile Merchant Affiliate program for more details.
-Be cutting edge in the P2B payment industry. Get ahead of the curve!

Find out more at http://www.selfbankmobile.com

The money that I used every morning for a cup of coffee and a muffin now go directly into my home business….. and I’m making a killing from it!

By saving the $3.63 plus tax from buying a coffee and whatever I felt like eating that day, I now throw that little amount of money into my own business. This can be implemented into whatever type of business that you are interested in having. Personally, I like to run an online affiliate business (find out more here).

Think about it, $3.63 per day, 28 days a month = $101.64

I know what you’re thinking, how far am I gonna get with a hundred bucks a month. You would be amazed what a little money can do for you when it comes to online advertising. I use a marketing system that is completely free and I use the extra hundred bucks to advertise this business on Google and various other sites. You can use the same system that I do…. just visit bryantpublishing.net

For starters…. all I’ve done is change my morning routine of buying coffee and now I brew my own and it costs me just a fraction. Think about all the other things you could cut back on in your life. Do you eat out at lunch or dinner a couple of times a week? Try figuring out how much you spend going out to eat. Now think how much you would save if you made your own lunch and dinner.

If you’re interested in getting rid of your day job and going into business yourself, the first thing that you need to do is get your budget in order. Find out how much you can afford to spend per month. This is half the battle of owning an affiliate business. You see, the big problem in having an online business is not the day to day running of the business, it’s getting people to visit your website(s). I will show you exactly how to get traffic with complete video tutorials (absolutely free).

What’s more, I will give you complete video tutorials on how to set up your own custom business from start to finish. All you need to do is follow the instructional videos and you will have your own business. Not to mention the tax savings that you will get by having your own business. Don’t understand how the whole tax thing works?… Don’t worry, we can help you out there too.

for more information please visit http://www.bryantpublishing.net

-Users can make bill payments, do mobile banking, make P2P transfers and make retail purchases using their cell phones.

-Designed to integrate to credit, debit(Interac), and stored value cards, as well as your current bank accounts for loading.

-SelfBank Mobile customers can also load their accounts at participating Merchants.

-Technology Is hardware and carrier independent

-100% Identity theft proof & Secure. No financial data is stored on your phone. Is a Pin based solution. 128 bit encryption and higher.

-Built-in Cash Back and Advance Rewards consumer loyalty program. (SelfBank Rewards Club)‏

-Send P2P money transfers instantly, globally** at a fraction of the cost (Western Union)‏

-Ability to donate a % of Cash Advance Rewards to charity ($ that usually goes to the banks)‏

-Integrates into online social networks (Facebook.com, Myspace.com, Hi5, Orkut) You can Buy and Sell items right off your user profile.(M-Commerce Social Utility called Meet Franklin)‏

-Refer all your friends and get paid through our affiliate program

-Worlds first FREE* banking and payment system that is personal and social.

-Built in Merchant account allowing every SelfBank to instantly become active with merchant account capabilities and accept payments from customers

- a TRUE mobile banking and PAYMENT solution, allowing you to make payments not only online but also at the POS.It actually functions like regular debit and credit systems today, not by adding to a phone bill or something, relying on a carrier or specific billing system.It isn’t a ‘make shift’ system by simply ‘re-routing debit and credit transactions via a wireless connection, causing no savings in interchange costs and still relying on a credit/debit card processor and still requiring you to use a card.

Visit selfbankmobile.com for more information

Have you heard the rumors of the SpiderWeb Marketing System scam? I have too. I’m going to try to explain the whole system in this short review.

Basically, the SpiderWeb Marketing System in a nutshell is an MLM company. I know some people see MLM and want to run to the hills because they think of pyramid schemes and selling junk that nobody really needs or wants. The difference with this system is that you really don’t need to spend any money if you don’t want to. You can use all of the free videos and use the entire system before you put any money into it. In fact, you don’t ever have to pay a thing if you don’t want to.

The catch is, in order to build your own business from this, you will need to spend either time or money. If you have no money, time will be needed to get traffic to visit your custom capture pages. You can do this by being involved online, talking in forums, social networking, emails and so forth. If you don’t have time but are willing to spend a little money then there are various advertising platforms that can be utilized. Both of these options are detailed in the SpiderWeb Marketing System with complete video tutorials.

All I can tell you is that if you are looking to start an online business, there are no magic websites that are going to make you rich without you being involved. If you’re hoping that you will sign up and suddenly start bringing in checks every month then you better look elsewhere. You have to get people to visit your site, but once you do that….. the system takes care of the rest.

Most people are lazy and would like someone else to do all the work for them and we try to find ways to help our downline see that it doesn’t take that much work to get a business going. The key is having access to a lot of free resources, free tools and free advertising.

Keep in mind that You do not have to be in my downline to use any of these programs. If you are already a part of an affiliate program, here are a couple of programs and tips to get you started on your various endeavors:

* The Spiderweb Marketing System hot! – (FREE Program)

This amazing system utilizes 12+ streams of income. The beauty of the system is that you could literally set it up and let it do the work for you on autopilot. There are 22+ video tutorials on marketing your site. It takes a little while to set-up, but once you’re done you will have multiple streams of income.

* Join My Downline Club – (FREE Program)

Get a FREE Website and splash pages with all YOUR referral IDs inserted, Get Access a FREE Ebooks Library. You will have downline growth for potentially unlimited number of tiers – with all YOUR referral IDs.
Free Flow-Through of your referral IDs for unlimited tiers of your My Downline Club downline and Real-time statistics both of your direct and indirect downline size plus hits to your programs.
Once you get a few people in your downline that are willing to put a little effort into growing there own business, then you start to realize that you don’t need to put as much effort in to get new affiliates. It starts to become viral and this is when your effort will really start to pay off.

* Advertise on Free Traffic Exchanges

The basic idea for most traffic exchanges is that when you browse through these websites – you earn credits for people to visit your site. This way you can get free, targeted traffic directly to your website.

You also have the option to pay to get traffic without having to do any surfing but if you are on a budget and can’t afford to spend any money on advertising then all you need is your time to surf.

I’ve tried many different exchanges and the only one I really use anymore is TrafficSyndicate 25

These are pretty good also:
Traffic G
I Love Hits

* Contact Your Upline

Most affiliate programs will show you who you signed up under. If you have a way to contact them (email is preferred) then you should take advantage of it. If these people were able to get you to sign up through them, they probably have a good idea of what works. Send them an email and ask if they have any tips or tricks for building there downline. Try to think of this as a team project, your upline wants you to succeed, this way everyone makes money.

* Contact Your Downline

Let them know that you are here to help. Keep in mind that a lot of people would like to remain anonymous and don’t like being contacted. So, I would suggest that you send an initial email letting them know who you are and what program you are affiliated with (I wouldn’t try to call them). If they don’t respond to your email – wait a little while before trying to email them again.

* Advertise FOR Your Downline

I haven’t found a better way to strengthen my downline than this. Instead of advertising your affiliate ID you can advertise for someone in your downline. Simply fill in there username where you would put yours.

It kind of sounds like you’re giving money away right? Well, if your affiliate program pays you when you’re affiliates sign up a new member, like Direct Matches or GDI then you are making money anyway. Plus, you are giving the people in your downline a reason to stay with you.

This is Matthew Bryant, writing to you from sumptuously gorgeous , MA and I want to talk to you about the advantage that The SpiderWeb Marketing System can give you in a company like Zrii. I personally don’t know a lot about Zrii. I’ve heard that it is a beverage that is supposed to be very good for you. But I do know that you can make a substantial income through its business op plan.

Now, I’m writing this about Zrii, but it applies to just about any product that requires sales to anyone. Which, is just about everything.

You may be looking into Zrii, or any other product, trying to figure out if it is the right business program to get you that expensive, shiny thing you’ve been dreaming of, or at least help pay the bills. You may have gotten into it a while ago, hit a flurry of enthusiastic buyers who quickly died out, and are now looking for ways to jump start your business. When I first joined network marketing, I became involved because I was excited by the comfort of working from home, I loved the idea of flexibility, I wanted to supplement my primary income.

The thing about Zrii right now, is that you are not only competing with others who are selling it in the same program as you, not to mention the natural market limitations of a product like Zrii, but you are also competing with thousands of well-established distributors of products like Xango and Tahitian Noni, whose products have been doing well on the market for years.
Even if there were a chance that Zrii could cure Hodgkin’s Lymphoma, you’e still going to have a hard time selling to the lady who just spent $400 on Noni and told the Xango guy to take a hike.

It’s a problem that most people in this industry run into. You need people to work with, and because so many other businesses have been scooping up the people you’re looking for, they can be hard to find. In my experience with MLM, I initially struggled because My Sponsor recruited me and then left me hanging, I couldn’t keep my recruits excited, My recruits kept quitting, I didn’t want to “sell”. You may have as well.

The SpiderWeb Marketing System can help you break through the limitations of network marketing. Basically, the SpiderWeb System is a lead generator. You need people to sell to, and the SpiderWeb System will help you find them. It is a networking system that will help you create relationships with other people who are looking for similar business opportunities. Best of all, you make money while you do it.

The SpiderWeb Marketing System is a system designed to integrate over twelve different sources of income. Through a fully-automated, free system that requires little effort, you can become the recipient of a steady income, while creating mutually advantageous business relationships that will be beneficial to your venture in Zrii.

The SpiderWeb Marketing System is a free way to develop your Zrii business, while making a substantial additional income. Having been in this business for 6 years, I know how important it is to have successful marketing. Luckily, for me and for you, The SpiderWeb Marketing System is a great way to break through those struggles and increase your income, no matter what you are selling.

Thanks for reading.

For more information on how The SpiderWeb Marketing System can help you, visit www.bryantpublishing.net.