Archive for November, 2008

“Welcome to the Future… Today!” It’s here, in the palm of your hands! At SelfBank we have created 2 levels of SelfBank accounts which we like to call Mi Accounts (Mobile Intelligence Accounts).

Much like your traditional bank accounts, we provide a simple registration process to link your mobile phone to our platform and activate your SelfBank Mi Account and related services. Once assigned an account, much like your registration for a bank account, you will receive a unique secured identity on our platform, which will be self-directed by you, using a unique PIN number (much like your regular bank or credit cards). The difference is that you can input all of your bank accounts and credit/debit cards (Visa, Master Card, Amex etc…) to your unique SelfBank Mi Account. The SelfBank “magic” begins when you can access any and all of your accounts on your mobile phone, whether you want to make a purchase at your favourite store, transfer funds between accounts, pay bills, send a money transfers to a friend, transact a business deal or even receive your pay check. It’s all self-directed by you, when you want, wherever you want, and how you wish. You’re in control with SelfBank. The options are limitless! Put the Credit Cards Away! Leave Your Wallet at Home and Take Your Money Mobile!

SelfBank Mi Account Features Highlighted:

* Mobile Banking and Payment Solution.
* Designed for “banked” and “un-banked” mobile phone users worldwide.
* SelfBank Mi Accounts are hardware, carrier and bank independent. All you need is a mobile phone or
PDA that can send a basic text message (SMS) and or access the Internet (WAP).
* Gives you the ability to buy items using you mobile phone or PDA (SMS/WAP).
* Also gives you the ability to make bill payments, P2P Transfers, and process payments.
* You can link your current bank accounts and credit/debit cards for fast and convenient loading of your
SelfBank Mi Account.
* You can also load your SelfBank Mi Account at participating merchants, for cash only deposits
(will limitations and restrictions depending on region).
* No credit? No problem! Everyone is pre-approved!
* SelfBank Mobile is faster, easier and more secure form of payment. No financial data is stored on your
phone, is a PIN based system, and uses a 128/256 bit encryption .
* No account fee, monthly fee, or transaction fee when making a purchase (using m-commerce).
* Real time payments & depositing (using m-commerce).
* Built-in consumer loyalty program called SelfBank Rewards Club. Receive real “Cash Back Rewards” on
every purchase (Avg. 1%) and earn “Cash Advance Rewards” by inviting all your friends, family and
neighbors to do the same ($100 in Benjamin’s for each referral)!
* Send money to family and friends at a fraction of the normal cost (cross border)!
* SelfBank Mi Account is also a social utility, as in can link into social networks (Facebook, Hi5
applications etc…) etc…, so that you can literally buy and sell items right off your user profile.
* All users and merchants will have the ability to donate a percentage (%) of their “Cash Back” rewards
dollars to a foundation or charity of their choice.
* Every SelfBank Mobile customer is also a SBM Affiliate. Profit from all the purchases made by all your referred Users! Profit from all the processing of payments done by your referred merchants!
* You can leave your wallet at home and take your money mobile!

    Safe and Secure

Did you know! It takes just 24 minutes to realize your mobile phone is lost or stolen, where as it can take up to 36 hours to realize your wallet and credit cards are lost or stolen.

Now you can bank safe
, by using a SelfBank mobile phone Mi Account. This gives you the highest level of security EVER!

Your SelfBank Mi account is supported by 256 bit encryption protocol, which is twice as high as what is accepted with institutional banking security available globally.

Using your mobile phone as your wallet provides a 5 layer deep security advantage above and beyond traditional credit and debit secured procedures.

* Your SelfBank Mi Account data is never stored on your mobile phone
* A 4 to 5 digit pin is required to access your mobile Mi Account(s) much like your bank. Data is always secured within our encrypted institutional gateway servers
* Each mobile transaction is unique and varied through WAP and SMS digital codex, which closes after confirmation is approved
* No longer are you using 3rd party POS payment terminals and physical input of information that could be used for identity theft.
* Each transaction has a beginning and end account process, where theft is impossible as the end delivery of funds is specified to an end users account. No cash can be stolen through a mobile phone

    Smart


Smart is right!
Why are we bound by the physical needs of a bank location, ATM machines, merchant processor accounts and plastic for that matter to conduct all banking and business needs?

The future today is in the palm of your hand. You can now become a walking virtual storefront, transact business and not be bound by hardwire or PC; your mobile phone makes sense when you’re on the go! Anywhere and anytime you can send, buy, and pay online wirelessly to anyone, anywhere. SelfBank makes it your bank!

Smart phones are paving the way to seamless interactions with your friends, business networks and any transaction needs. Why not conduct all your banking requirements into one simple 1,2,3 payments and process option. Its social commerce 101, you think of it! SelfBank! Your bank will make it happen!

    Simple

SelfBank mobile Mi accounts make transacting Easy!, by subscribing to one of our SelfBank Mi accounts, you can now load all your banks, credit cards and business accounts into one simple mobile interface, right on your phone!

You’re a walking bank! If you’re in business or thinking about it, you no longer need long and tedious banking applications to accept payments, a Mi-Biz merchant account opens a world of global possibilities. You’re a walking storefront.

As a consumer you can make payments, transfer funds to and from any of your accounts immediately. Need to pay a bill, pay-buy-mobile is the simple interface of paying, buying and transferring funds to friends, merchants and retailers in an easy 1,2,3 step process. No need to wait for banking hours, ATMs or costly fees to transfer and move your money. It’s all here in your SelfBank Mi account mobile wallet!

    Social

At SelfBank we are revolutionizing the online payments and retail proposition.

If you are online and using any online social engine, you can now buy and sell goods through a SelfBank storefront, which provides immediate payment verification and makes you the merchant processor. You can have a Mi-Biz account and transact person 2 person or business, without a 3rd party payment vehicle, as your account is personal and social to you!

At SelfBank we are merely here to provide a gateway to your daily banking and financial needs. Why work within constricted banking procedures, when you can do social commerce on your time. Make it your own! Our gateways are intuitive to your customized business and personal needs. You think of it! And SelfBank can make it happen!

Take the time to use our mobile summits to learn and educate yourself on the endless possibilities of banking, marketing and building your own SelfBank Mi-Biz and Mi account options.

EBay, Facebook, Craigslist can now become simple self controlled commerce opportunities Right Now! person 2 person

    Convenient

Never before have had we such potential to make use of social commerce. As we see that banks traditional business models are struggling. At SelfBank we believe the future is a new social banking idea! The convenience of being your own bank with unlimited connectivity to a global marketplace and enabling you the individual to create an unlimited amount of possibilities through socialpreneurism.

We should after all be in control our destinies. Tradition is dated; we have shown that the world voice in social networking is the future and should not be bound by borders and cultures. Make it your bank SelfBank the possibilities are endless where

Convenience meets your wallet it just makes sense!

Unlimited Possibilities

The sky’s the limit! When considering SelfBank Mi accounts for your everyday banking and business transaction needs.

Never before have you being able to take banking social and personal. You are now in control of every facet of your private and business needs.

You may be an online virtual storefront, now with 24 hour mobile connectivity, no need to apply for any traditional processor commerce gateways. You may be a traditional physical ‘brick and mortar’ storefront, large or small. The bounds of your ideas are only limited by your ability to think of it. Say goodbye to high merchant interchange fees and silly, clumsy POS equipment, and long drawn out application procedures and now your business is connected instantly to the world, both online, offline, and wirelessly, through the world’s first M-Commerce Social Utility gateway, now people can buy from you without even being in your store!

You are connected to all your accounts in the palm of your hand, monetize it! Make it social, and tell all your friends and family about it. It’s truly a revolutionary paradigm

That puts the control back into your hands! Take time to educate yourself through our mobile summits, we will take you through an endless world of possibilities of mobile commerce and the future today is here! SelfBank is your bank.